Our Approach

We start by reviewing your credit reports from the major credit bureaus (TransUnion, Equifax, Experian) to identify any errors, discrepancies, or inaccurate. Then, our Team will create a customized plan tailored to your situation.

Our 150 Point Warranty

Unlike other credit repair companies, we guarantee results with our 150 point warranty. No more wondering if credit repair is even worth it - with our guarantee, you can leave the worrying to us. All you have to do is trust in our plan and watch your scores skyrocket. 

Dispute Resolution

Here at Credit Culture our team is relentless in challenging items on your credit report. We work directly with the credit bureaus to remove these negative items. Our team will also be there to assist you with building positive credit history to ensure the best results. 

Step 1: Review

We begin the process by REVIEWING for any negative or unfair accounts that are hurting your scores and need to be removed from your credit profile.

Step 2: Dispute

Next we'll DISPUTE and work to remove any and all erroneous items. This is where we make massive change in your scores.

Step 3: Follow Up

Lastly we will FOLLOW UP with you and the credit bureaus every 30 Days to constantly improve your credit scores and keep you updated!